10-14-2002, 01:10 AM
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old school fart
Industry Role:
Join Date: May 2001
Location: Florida
Posts: 1,015
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Quote:
Originally posted by psyko514
Why are you the first and last line of defense? Because you're the one doing business with the customer. Visa is only a mode of payment, like cash.
I understand this part form Visa's standpoint, tho I still disagree that it ALL has to fall on us, when your systems should be setup far better as you have many more resources available to you and your gateways.
Make CVV2 checks mandatory. Sure, some billers ask for CVV2, but they don't check to see if it's valid. Do CVV2 checks and make sure they're actually confirmed, and chargeback rates will drop.
This is a load of shit. I have seen many many password sites that carry not only the card holders full details, but also the cvv2.
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