When we enabled CVV2 checking our declines went up maybe 20-30%. Some guys will literally try 20 different 3 number combos before giving up (who knows why). When we enabled ADDRESS and ZIP checking as well, declines went through the roof. A testament to how stupid and dishonest most surfers are, I suppose.
Just to let you guys know, saying AGE VERIFICATION and asking for a credit card number is actually against the VISA Int'l regs. Every site who uses that disclaimer is in direct violation, VISA considers that grounds for immediate termination.
C.
|