Quote:
Originally posted by Apollo
Personally I think it's a mixture of the economy, threat of war (which drives down the economy as well and people don't spend as friviously) as well as the pending Visa changes.
I'm 99% certain many processors have added more scrubbing to their databases to reduce chargeback ratios so visa doesn't start shutting down all their merchants. It's going to be a bumpy ride for a while.
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Even with all those factors, if a webmaster has the technical issues covered by the questions I asked above, the bottomline income shouldn't dip too hard....or even at all!