im gonna post some pics of cdsmith from him site to keep this thread bumped...
http://www.members.shaw.ca/cyberdogs/main.html
hahahahahaha... i can't believe this is the guy talking shit........
oh and to your comment about "no banks lending me money, that speaks volumes".... yah.. it does... you know what it says? it says "CDSmith is a fucking idiot" ... How many banks would give a 20 year old who is self employed a cash loan? how many 20 year olds have a long credit history so that the bank would feel comfortable giving them a cash loan??