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Personally, I think this is a workable plan. In corporations, a lot of relatively obscure ideas are tested in small environments, such as a few call centers. The key is getting someone at VISA International to learn of the plan and then begin championing it throughout the entire VISA system. That will be the tough part.
Frankly, I'm not as convinced as some webmasters here that VISA doesn't want to stop fraudulant chargebacks. Eventually, this will become a problem for non-adult sites, too...especially as more and more sites are charging subscriptions for what is essentially intellectual property.
At some point, VISA, MC and other credit card companies are going to have to deal with the fact that some their cardholders make legitimate purchase and have figured out how to play the system so they don't have to pay for them. Just as the adult web got people used to buying online, those same scumbags who charge back fraudulantly will begin to apply that to other online purchases.
I'm not naive, and I have real world experience in business. I know that while VISA and the others may not particularly like the adult web, they also can't like the idea of their cardholders committing fraud, which they are abetting. If nothing else, their legal departments have to be at least a little concerned about that.
And if you think corporations take such strong moral stands, consider this...you wouldn't consider giant hotel chains to be porno theatres, but in just about every hotel room (in the US at least) you can view adult movies on your TV. That's starting to draw fire but they make hundreds of millions a year on that...and I doubt they will stop allowing it.
Keep at it Psyko!
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