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Old 08-02-2006, 12:25 AM  
Konda
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Join Date: Apr 2003
Posts: 2,280
I think http://www.cybersource.com is the best one around.
Before you send a transaction to the bank, you can send it trough their system, besides a negative cc database, they also check lots of other factors. They will return a 'score' and you can decide what the minimal score should be to decline it right away or forward the transaction to the bank.

I think ccbill might use them as well although I am not sure.
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