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Originally Posted by PMdave
I am always surprised when some program owner says 'we do not deduct chargebacks from our models'. Models can cause a cb easy (promissing a custumor all kinds of things and doing nothing but teasing- till the custumor decides its been enough and charges back everything he spent). Webmasters on the other hand get hit with chargebacks while they have absolutely no control once a member joined.
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There's a deliberate scam where they get cracker friends to sign up with stolen CC numbers and sit in per-minute chat doing nothing. For that the crackers get a percentage of the model's [fraudulent] payout.