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Why would you risk that for a customer? You could lose your merchant account if they don't process for adult transactions. Adult transactions are so much different than regular transactions. Do you realize how many chargebacks you might get? That alone would put a red flag on your account and would cost you $$$. (Take a look at your terms with your merchant account and see what chargebacks cost).
Try paymonde.com - Use coupon code: G1URDN401 for discounted rates. They don't charge VISA fees and you can sell tangible items.
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