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No...
Visa has a program called Internet Payment Service Provider. (IPSP) that you must be a member of.
Doing 3rd party billing without that special type of account breaks the Visa rules. You would get caught, and you would then be placed in the Terminated Merchant File (TMF) and never be able to get a merchant account again.
Also, your account name would most like not be something subscribers would know. "Joe's Computers" or something like that.... so when guys get their statement and see that there they think to themselves "I didn't buy any computer shit" and call the bank to reverse the charge... you lose the money, and after too many reversals / chargebacks, you lose the account.
Jimmy
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