Was this person fairly reputable?
I wouldn't pay any programmer 100% upfront except someone I already know and trust. Very rarely have I got what I needed in a timely fashion. I have a couple guys I can typically go to, but they never ask for payment upfront. Why would I come to somebody I don't know and pay the full amount?
Its a catch 22 really, thats why its important to build a good reputation for delivering promises on time and for paying on time.
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