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I had about the same revenu a while back.
After adding a backup processor I got about 1k more.
I also got myself a merchant account but that was when
the VISA issue was all over this board, just in case.
You can find a 3 party processor talking 10% fee and thats
almost what you will pay for your merchant account.
Atleast 6% will go to the bank + a transaction fee, atleast in europe.
And then you need to get the Tech stuff together or pay another 1-2% for that service.
Setup costs 1500-2000 k and then you will need to keep track of
all the chargebacks and please read the VISA terms before applying ;-)
Jeroman
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