Quote:
Originally Posted by split_joel
I have new credit but my credit isnt bad I have made every god damn payment on time and i want to finance a laptop and I do not get approved for shit!
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By the way Joel, you can make every payment on time but if you have a high debt to income ratio it won't matter. Also, you say you have new credit...does that mean you've opened up all of your accounts recently? That could be another flag. There is a way to add years of positive credit history to your report...