Quote:
Originally Posted by Profits of Doom
Credit counseling services don't dispute for you, they simply work with your creditors to consolidate your bills so you can make one monthly payment. They are good if you are in debt, don't want to declare bankruptcy, want the collection agency's off your back and want to pay off your bills but they still ruin your credit.
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I meant credit repair services, not the services who actually help you consolidate your bills. I'm talking about the ones who actually dispute for the customer, such as Lexington Credit Repair. It's all junk because you can do the same thing yourself.