01-25-2007, 02:50 AM
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Fuck Checks, CASH only!
Join Date: May 2002
Location: New York City
Posts: 19,422
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search google for lexington they are bullshit
when you need a home loan is when the score really matters and it can really make a difference on the rate you get and the conditions the lender puts on you
a few things
first if you have a capital one card or a amex with no preset limit get rid of it, they dont report your limit so your balance is looked at as if thats your limit
pay off all cards
ask for deleltion letters when trying to settle a debt
and order a rapid rescore they have the broker pull the report 48 hours later
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