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i dont quite see the point in keeping any significant amount of money in a money market... in order to get those top rates you have to keep 100k+ in most of the banks, and if you have 100k or more sitting around you really should be sitting down with an investment advisor so that you can earn 12-15% realistically.. and most of these investment accounts are fairly liquid, 2 days to get your money out if you really had to.
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