Originally Posted by vvq

See, it's not a real business idea. It's some fantasy dream. Go make your company as large as VISA and then tell me if the adult internet porn sector matters to you at all. You wanna start a credit card company. Fine, good luck. How many major credit card companies are there? And somehow charging bussineses less per transaction on high risk transactions is giving you a leg up on the competition? Sorry, if anyone had the funding to get into that game, they would be stupid as fuck to waste a single second caring about this fucking industry, let alone making it the reason a consumer should use their card. Hell, if anything it's a reason for consumers to not use your card.


VISA won't ever stop processing adult. If they do the money just shifts to someone else. MC, discover, whatever. Not to mention ach processing would go through the roof.


No, I'm not. If you they get more restrictive we just bend to the rules. Everyone has a visa card, you'd be stupid to not do whatever it takes to continue processing them.


So what if visa fees go up? Adult sites are high risk for a reason. Our industry is full of fraud, chargebacks, scamming, etc. There is a reason for the fees. Maybe you'll understand when you're behind the wheel of your own credit card company.


Again, no new credit card company is gonna sweep in and take things over. Other established cc companies and alternative processing methods will pickup the slack. Of course this is in some fantasy land where visa stops processing adult. It will never happen. Basing business plans on "what ifs" is hardly a good idea. "We will be sucessfull if VISA pulls entirely out of the industry." Good luck securing funding.


Hinge your business model on some possible travesty that may or may not change the way credit card processing is handled for the small amount of transactions the adult industry does. Great idea. I'd rather move all my shit to .xxx domains to be able to keep processing visa than leave everything on .coms and make some new unknown porno card my main processor. Sorry, consumers use visa. I'm bending to their rules no matter what. Why? Because it's more profitable for me.


Maybe, I don't really care what they do. There are bigger, more realistic threats to the adult internet industry than visa not processing.


Alternatives don't hurt. Starting up a credit card company isn't a realistic solution. And if you somehow secured funding for such a thing, you'd be a fool to cater to the adult internet industry in any way. It would just make consumers not get your card. I just think it's a very dumb idea.