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Originally Posted by will76
bullshit. i think you are a negative person and you prefer to tell people they are wrong instead of trying to offer an alternative or suggestions on how something can be done better.
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I'm not a negative person. I just think you have a very stupid idea. I'm sure there are a million reasons why "creating a credit card company" just isn't a viable or realistic business idea. Especially one catered to adult internet pornography purchases. It doesn't take a genius to figure this out. You're more than welcome to prove me wrong though.
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What do you think would help the industry ?
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A time machine. Which probably has just as much of a chance of happening as you creating a successful credit card company that competes with visa.
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what do you think would be a good alterntive methods to process ? checks LOL  thats all i see on your site, credit card and checks, If anything happens to visa how many people you think only have visa and don't have discover or mastercard ? What would you do besides pray nothing happens to visa ?
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You're an idiot. I said if visa stopped processing right now you would see an increase in alternative payment methods. Checking, MC, Discover, phone billing, etc. Overall you would see a drop in sales, but an increase in transactions going through the other billing options. Common sense here man.
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For my idea, you don't have all of the details.
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Clearly. The whole part where you explained why it would make any sense at all was left out.
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My idea wasn't thought up while i was taking a shit as you put it.
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The premise of your business idea might make one think otherwise.
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Secondly, you don't think anyone can compete with visa nor do you think they should, therefore doesn't matter what i say you have your mind made up.
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I'm all for competition. MC seems to be chipping away. It's really not a matter of opinion anyway. It's a fact that no one is able to compete with Visa. Just look at how many major cc companies there are. I think attempting to compete with them is an unrealistic idea to begin with. Especially with some adult porn card gimmick. If you're in a position where launching a credit card company is even viable, adult internet is the least of your worries.
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You made bunch of comments that are totally ridiculous so again more reason for me not to waste more time getting into the details.
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Your business idea was to start a credit card company. It's dumb. It's not even an idea. It's like something I would of thought of when I was 12 while standing in line with my mother at the store. I'll get rich by making a credit card company. Of course even at that age I think I would of understood entry into that industry was impossible.