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Dude, just delete them. You will notice they go in batches where one month you get flooded with MBNA phishing mails, the next its Barclays and so on. Its just to try and sweep up all those who might have accounts and could potentially get suckered. Do a mouseover on the URL in the email and see that it isnt them.
For the record, if you have a credit card from MBNA in the UK you are dealing with MBNA Bank.
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