GoFuckYourself.com - Adult Webmaster Forum - View Single Post - Any GFY'er successfully cleaned their credit?

bausch · 02-23-2007, 06:38 PM

When you dispute like that all the credit bureau does is contact the creditor to verify your name, address and ssn in order to verify that is you. If the creditor says its you the credit bureau keeps the item on your file.

The credit bureau has 30 days to investigate and if the creditor doesn't respond it does get deleted BUT if the creditor responds LATER than 30 days it will be PUT BACK on your credit report. The 30 day rule only apply to the bureaus, the creditor can STILL put it back on your file later.

02-23-2007, 06:38 PM
bausch Confirmed User Join Date: Jul 2006 Posts: 3,017	When you dispute like that all the credit bureau does is contact the creditor to verify your name, address and ssn in order to verify that is you. If the creditor says its you the credit bureau keeps the item on your file. The credit bureau has 30 days to investigate and if the creditor doesn't respond it does get deleted BUT if the creditor responds LATER than 30 days it will be PUT BACK on your credit report. The 30 day rule only apply to the bureaus, the creditor can STILL put it back on your file later.