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Old 02-24-2007, 04:03 AM  
Trixxxia
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Join Date: Aug 2004
Location: Montreal, Canada
Posts: 5,600
Quote:
Originally Posted by slapass View Post
Also have you tried to let somethings run on your card for a few months. The best way to build it, is to pay some interest. I know this sucks as you make good money and do not need to do this but it does help.
Actually depending on your situation - if you've paid off items that were on collection or that brought down your score, you should ask for a letter of confirmation that the debt has been paid.

If you have creditcards, keep a running balance - make a little more than the minimum payment since this helps maintain and build your credit.

You should write to the credit bureau and provide the letters that your debts have been paid and even if they don't remove anything (in case you had a bad payment history), they will note that you no longer have that 'debt' so it should bring up your score.
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