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Always sucks for this to happen, but there isn't a more reliable or widely used option for online payments than Epassporte (for adult). But with all financial things, once something goes wrong it is probably the worst thing that can happen, especially with no recourse. It does sound wise to keep as low a balance as you can inside.
And anyone using paypal for adult has no excuse to complain when their account is frozen for 6 months for just the hint of dealing in adult.
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