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Old 03-10-2007, 10:48 AM  
ADL Colin
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Join Date: Feb 2001
Location: Tube Titans, USA
Posts: 11,929
Quote:
Originally Posted by jimthefiend View Post
No offense but most of the people posting in this thread are clueless. Your home should be your most prized investment. Perhaps not your most profitable one, but still.
I don't even think of my home as an investment. I think of it as a small percentage of my net worth that will hopefully keep pace with my mortgage and if I'm lucky will beat inflation too. Will it's nominal value increase at more than, say, 9%? Well, that is the long term appreciation in this area (about 10%) but we also just had a few 30% years so IF that now represents a misalignment between price and intrinsic value then probably not.

Why should my home be my "most prized" investment? I am much more confident in my stock portfolio in the next 10 years and that is larger than what I have in my home anyway.
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