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Old 03-13-2007, 12:00 PM  
spunkmaster
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Join Date: Jan 2004
Posts: 2,052
It's because your Bank approved the transaction but the merchant's
processor/gateway declined it.

This could be because your bank required a voice authorization, the
address didn't match or some other reason. Most merchants just decline
voice authorizations.

The charge/authorization should drop off after 3 business days but some
banks keep them there for 10 on debit cards.
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