DennisK
For content providers Paypal is the only way to go. They are very careful about who they give accounts to, both for buying and selling. They check people to make sure they own the card they say they do. They did not charge the $750 fee to us as they classify us as B2B. They charge 5% and do not hold money back. We transfer the money into our bank account as soon as it's in our Paypal account.
Which makes them so much cheaper than any of the others. Who are basing their prices on a worse case scenario and charging everyone a fortune and holding back money which in my mind they have no right to do in the case of a straight business.
In the one year we have done business on the net through Paypal we have had two cancelled payments. One for $150 the client then went on to order $200 a few weeks later and $450 which the client paid for by a bank transfer.
All this enables us to keep our prices keen so we are not giving 10% of our turn over to the CC processors.
I CHALLENGE ANY CC PROCESSOR TO COME ANYWHERE NEAR PAYPALS TERMS. WE ARE LOOKING FOR ANOTHER ONE.