Quote:
Originally Posted by potter
You people that buy your cars outright. Do you already own real estate, or just renting? I couldn't see anyone just buying their cars outright able to build up enough credit for a loan to purchase a house. Unless you're just buying your homes with cash as well?
Loan Agent: I'm sorry, you have no credit. We have no proof you're responsible enough for monthly loan payments.
GFY Webmaster: But I bought my car in CASH. Who the fuck do you think you are?
Loan Agent: Again, I'm sorry. We just can't approve your request at this time.
Seriously. How do you "cash up front" guys/girls build up the proper credit needed to purchase a house?
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People who CAN/able to pay cash for a big purchase such as a car, prolly got enough money so they don't have to get loans for many other shit. People who CAN/able to pay cash for cars most likely got houses or other valuable properties already. You don't get a big loan just to build a credit history lol you get a loan cause you actually need it or it helps you write off or some other crap unless you are just hard up but consoling yourself with "just building CH" idea for getting such loan. Trust me when you CAN/and able to pay cash for cars/houses etc. you'll see lenders start to beg you to get a loan from them and that's a fact
