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Originally Posted by OneWhoKnows
Well CapitalCollect and Fethard, which is even bigger. But extremely expensive aswell, at least the last time when I had a look at their fees.
And sure, ePass is the industry standard, but convenient to use? The Virtual Visa gets declined almost everywhere for me, and I also heard more and more complains about the Electron card being rejected these days.
Not to talk of all those security issues where money gets transferred to other epass accounts without knowledge of the account owner and all epass does about it is saying "oh, the money is already on the other account, we can't do anything". A refund, because their security obviously is from another century? Forget it! Not that I had such a problem myself so far, but reading so many threads at GFY from people who did experience this stuff really starts to harass me.
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My epass card has never been declined, and I use it a lot. The virtual one is a bit more problematic. If only Epass would hand out a device like RSA Securid
http://en.wikipedia.org/wiki/SecurID then most of the problems with it would be history. All the banks I use already have such a device and it stops keyloggers right in their tracks.