so i get into an accident on Monday, i have a 1991 Acura Legend Coupe, she had a 2002 Honda Civic 4door.
We were at a red light, i was behind her. Light turned green, I see her brake light get released and her car moved alil.. i look down for a second or so, while accelerating and BOOM, hit the bitches car.. yes its my fault, i hit her regardless.. anyway turns out she is really nice to me , this and that, get a cop there to do a report. she agrees to not go through insurance with me, and i'll pay for all damages.. her car looked like the bumper needed to be replaced, and trunk fixed, and color/paint matching and thats all.. my rough estimate (ive done body work before) is 3 - 4k on it.. i ask her to get me 2 estimates this and that.. Tuesday I didnt hear from her.
So today the bitch calls, got one estimate and supposedly i caused "$7000 worth of damage" to her car.. but would you believe all my car has is a dent the size of a half dollar, and a cracked license plate frame
anyway, she also says her neck was hurting her and quote "I borrowed money from my father, and went to my neighbors house who does massages.."
So what would you do? Tell the bitch to fuck off and go through insurance, pay a shitload with an increased rate. OR cater to this bitches every need and jusy pay up?
My insurance is high enough, I LIVE IN FUCKING NEW JERSEY, and im a young guy with a high rated car, the acura legend.. If i do go through insurance, im looking at 5 points and the best rate i got was $5400/year for 3 years. My prior rate was $2900/year. Anyway what would you guys do? I'm looking for some input, right now im leaning toward insurance cuz next this bitch will say she had to take a trip to the gynechologist because her pussy itched.
