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I'm chiming in and getting out. I've got shit to do.
Word: Drops runs a good program within acceptable credit and chargeback ratios or he could have never been approved for pre-checked boxes. You don't just get that for askin'.
As for his billing model, wether I think it is a good idea or not, he's using avaiable tools which allow him to do it. IF his model gets too heavy with credits and CB's, he will lose his ability to use that model. It's his decision to try it out. It's our job to insure it does not get out of hand. And we will.
And a little info about pre-checks that might interest you. They are not what they are cracked up to be. Our data shows that the larger percentage (up to 75%) of pre-checked boxes are un-checked before submitting the form. Surfers are smarter than a lot of you cat's give them credit for.
Everybody should run a program with long-term goals. Drops might lose money on this deal or he might get rich. I'm sure everyone on this board has an opinion about that. There are other factors to think about, however. Even if you have to lose a little up front.
It's Saturday and I shouldn't be in the office. I'm out.
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-- Rand
Payment Industry - Communications - Quality Assurance
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