aico has a point. I always delivered PSDs, no prob about that, and you want fonts? hey, there you have. But at some point, I started buying fonts and provided them with special mention that those fonts were purchased so don't re-distribute them. Then somebody (won't give names) gave these fonts to outsourced companies and they redistribute them all around the interweb, which is plain moronic, if you have something original, take care of it and don't give stuff that makes the difference unless you want to risk other sites looking like yours. Long story short, unless they're extremely good clients, if I use purchased fonts, you'll need to pay for them same as I did. That way you'll appreciate the value of what you have a little more. For the record, good fonts can cost up to 500 dollars for a font family (the ones distributed from me costed $249 applied to a $450 design)
another thing: do you really think you pay for "photoshop knowledge"? Let's take this: have Bruno Dickman, Mike Wylde and some of those outsourcing companies designers (no offense just giving an example, my excuses to the GOOD outsourced designers). They all know how to use Photoshop with higher or lower levels of expertise. Then, most serious programs will choose Mike W or Bruno (or me!

) over an outsourcing company. Why? Because you pay for CREATIVITY, MARKETING KNOWLEDGE, PROFESSIONALITY, EXPERIENCE, KNOW HOW. Not for someone using a cracked photoshop version who, at best, can copy other site or just work on other people's PSD. Honestly, sometimes I get pissed when I see how my design elements are used by these outsourcing companies (not their fault, of course) and more when they destroy what I did with some effort (and this time it's their fault based on lack of expertise or simply slacking). Not to mention the free Photoshop techniques and tutorials they're getting by simply check my layers.
and btw, mainstream design is not overpriced, outsourcing companies made the design biz came to outrageously low prices. In mainstream you can take 1-3 months for a project and it will come out great and you'll be paid for all that time. In adult, you need to have ideas and make the designs "for yesterday" and it's not unusual you don't get paid or you're paid 1 to 6 months later
anyway, there's a side for every story, and there are good designers as well as crappy designers (same happens with every profession or activity).