On a serious note mortage brokers are like car salesmen now days. There is little regualtion and these places over the years have become a dime a dozen. There are more Mortage brokers around now than 7-11's.....
Use
www.lendingtree.com
The closing fees are WAY lower, they come highly reconmended, and the people there are much more professional.
Its good you tried three other places up till now. This gives you a good baseline so when something good comes along you will notice it.
Trust me on this one..
I have some rental properties and have engaged in property ownership and financing of them for sometime now.. Lendingtree.com is the way to go.
Let me know how it goes.
BP4L