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Lending Tree is just a broker for a broker. With origination fees etc. they aren't any cheaper then going directly to a broker.
I have some solid connections in the industry. You should be getting a good faith estimate before pulling the trigger on anything. This will show all your fees.
Brokers are hurting for deals right now in my area. If the market is the same in your area don't be afraid to ask for a break on the broker fee.
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