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Probono · 01-16-2003, 07:42 PM

Here is reality as I see it

If you accept checks knowing 80% will not clear for what ever reason you can do one of two things

1. Not ship goods or provide access until they clear. We tried that people want instant gratification on subscriptions they are not going to wai. It will work for hard goods but some checks seemm to take forever to clear.

or

2. Provide the goods or access and then close the account. Lot's of work and perhaps lost real sales when people realize (which they do already) that they can use a valid ACH number and make up any other information and get access.

I think until there is instant verification that the account is valid and funds are in it checks are not for this business.

01-16-2003, 07:42 PM
Probono Confirmed User Join Date: Oct 2002 Location: Under the Rainbow Posts: 2,731	Here is reality as I see it If you accept checks knowing 80% will not clear for what ever reason you can do one of two things 1. Not ship goods or provide access until they clear. We tried that people want instant gratification on subscriptions they are not going to wai. It will work for hard goods but some checks seemm to take forever to clear. or 2. Provide the goods or access and then close the account. Lot's of work and perhaps lost real sales when people realize (which they do already) that they can use a valid ACH number and make up any other information and get access. I think until there is instant verification that the account is valid and funds are in it checks are not for this business.