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It is a pain and is difficult if you are doing it on holiday. But I always follow the rule that will say carry as little as you need.
If I don't need it then I leave it at home. It work. I go to the shopping later, all I take is car key, house key, and payment card. Things such as my bank card, watch, phone, etc will stay at home. For me I've never had anything stolen. So it is more of a lost problem (I always lose things).
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