pocketkangaroo

I propose a law that states that health insurance companies have no say during the treatment of a patient. If a doctor says someone needs to stay in the hospital for 5 days, they stay for 5 days. An insurance company should not be allowed to say they will only pay for 3 days. They should not be allowed to deem procedures prescribed by doctors as "experimental" or "unnecessary" so they don't have to cover them. Any issues that the insurance company has with the bills from the doctor, should be taken up with the doctor following the completion of the services. Insurance companies interfering with doctors is a blatant conflict of interest and should be against the law.

I also propose that drug companies not be allowed to provide doctors with incentives to prescribe their drugs. Giving them information, making sales calls is one thing. Sending them on vacation, buying them gifts is another.

I propose a law that states you can't cancel an insurance policy after it's been accepted simply because you don't want to pay the medical bills. If you accept the person, accept their money for years, you can't kill the plan because you believe they left off the fact they had a yeast infection 20 years ago. It is their responsibility to research and underwrite the policy before it begins.

I also propose some government form of healthcare for those who can't get insurance. We have been lucky that we don't have any major medical illnesses. But ask someone who was diagnosed with diabetes at a young age. There aren't any insurance companies that will take them on. We are the richest country in the world, we shouldn't be spitting on those who have had some medical illnesses in the past that are beyond their control.

I propose some reform on malpractice lawsuits. These lawsuits are out of hand and sending malpractice insurance through the roof. Fix this and doctors insurance goes down, as well as their rates, which in turn makes cheaper insurance for all of us.

These changes will help people in this country, cut down on the corruption in the healthcare industry, and offer a subsidized form of insurance to those who can't get it privately.