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Originally Posted by [db]
What happens if one month a webmaster's earnings are less than the cost of their coverage? Do they loose it?
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As a precaution so that the webmaster does not loose their coverage, they are prompted for a Credit Card that the Health Care Provider can collect their monthly installment.
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This doesn't make any sense to me, since the cost of the program is deducted from the earnings. Rather than a gift or a benefit to your affiliates, this smells more like a clever way to force webmasters to be tied down to using your program until the end of time, even if other programs would earn them more. Wouldn't your average webmaster be better off simply taking his earnings and buying insurance on his own? That way he won't loose it if he wants to stop using your program, if you guys sell/shut down/get raided by the "Justice" dept., etc etc etc.
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Read my answer above.
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Your heart may be in the right place but my $0.02 is that this just isn't practical for the type of relationship adult web developers have with their sponsors.
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It's not practical? I have almost 10 years in this industry and it's been one of the top 3 wants of webmasters.
I'd like to see your data on this statement.