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I hate to point this out but those limits on coverage arent even 5% of the actual costs based on one 24 hr stay in a hospital with minor surgery - they pay a total of $1000 or $5k dependant on the plan - and the last time I went in for a 24 hr period it was well over $90K for the basics - that doesnt count the other $12k the doctors charge seperately which is only covered up to $200?
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