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Originally Posted by Linkster
I hate to point this out but those limits on coverage arent even 5% of the actual costs based on one 24 hr stay in a hospital with minor surgery - they pay a total of $1000 or $5k dependant on the plan - and the last time I went in for a 24 hr period it was well over $90K for the basics - that doesnt count the other $12k the doctors charge seperately which is only covered up to $200?
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From our Agent, when I gave him your post.
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The benefits of the plan are meant to be stacked on top of one another. For a stay in the hospital that requires a surgical procedure, there is the Hospital confinement benefit ($500/day), there is the surgical benefit ($5000), the anesthesia benefit ($2500), benefits for diagnostic testing, as well as the $5000 accident benefit if the treatment was the result of a covered accident. Also remember that one of the great benefits of this plan is the PPO network that we use. The Beech Street network adds the advantage of negotiated pricing which greatly reduces the overall cost of any procedures done by a network provider. The benefits paid by the plan, in conjunction with the Beech Street Network, make this plan a great value for those who cannot get approved for or cannot afford the high premiums and deductibles associated with major medical health insurance.
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Feel free to contact him and address any questions or concerns. Mike @ 866.822.6287