My partner and I are very reliable... I am currently booked for the next month but can schedule time after that (we are open). I am not going to say that I have never taken a job and not finished it but everyone has issues at some point in their career. I have always given a refund for projects I didn't finish.
That said...
There are also 2 jobs I have taken over the last 5 years that haven't turned out right... the first one I quit working on because the agreement we had was that he would pay be regular payments until the project was finished with progress demos from my side. I carried my part of the deal but he decided not to pay... so I didn't finish the job. The second was caused by my wife having a baby and I completed the majority of that job but was unable to finish the last feature (which was something extra I offered to do anyway)
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