Well, depends on how much a host oversells his space and especially bandwidth. They all do for virtual account, but if they get too greedy, you'll end up with really slow loading sites...if loads of people are running scripts (traffic trading, blogs, etc.) on the same server, it gets even worse.
$99 for a virtual 500gb/2.5gb is expensive, but don't expect much for $3.95. The relation of 500gb storage and 2000gb transfer is ridiculous.
For galleries, speed and reliability are essential, you are fine with some seo sites on a virtual, but I'd never put any high traffic stuff there. Any downtime could fuck with your submitter rights/accounts, get your galleries delisted, get you banned from a tgp.
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