Honestly in life we all have problems and experience things we never expected to. I used to rag on people but I really don't see myself doing that anymore. Sometimes... SOMETIMES it is justified.
You just have to know who to trust.
What if Wiredguy lost a leg in the US and for whatever FREAK reason no one would cover him and he had to pay 2 mil out of pocket for a prosthetic + surgery in the mean time? Would we all tell him off and say he should have thought it through? No chance in hell. What I am saying is sometimes people need help.
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