Hi ManyquestionsGuy,
First I would like to point out that our fees for US clients starts at 14.5% not 14.7% and decreases as your weekly volume increases. Yes, you are right, we do not pass on the chargeback penalties.
I can be reached at
[email protected], or icq 49584169 if you have additional questions about our services.
Thanks,
Jeff (CCBill)