Its most likely checks... For whatever reason.. ccbill does not seperate refunds and fraudulent checks on the affilate stats. It is a flaw in there stats for certain... affliates see refunds which equate into the site not performing up to par. We have processes 3 actually refunds since we opened 11 months ago, but of course.. we have had serveral bad checks. Refunds are not the norm.
It's something that should be addressed.
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