Quote:
Originally Posted by kane
LOL yeah she got pissed at me when we were talking about them. She just got into a nursing school and now has to take about about 25K in student loans to cover the first two years of the program. She was bummed about having that debt, then another 30-40K more when she chooses a second school to finish up the program at. I told her to go home and look in her closet at all her shoes and know that they represent her first two years of school. She got a little pissed and started defending them like they were her kids. Now I make fun of her and ask how the threehundredlets are doing.
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I've kept a budget with projections out a number of years in an excel sheet for over 5 years now. Probably the best thing someone can do to get an idea of where their wealth is and is going. You can instantly see the long-term impact of say a new car payment or buying a more expensive house. I think it's important to be conservative with your numbers. Don't put that record month's income down for the next 5 years.