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If your wife works and brings in as much as you do, then being married would get you to retirement quicker as you could live off one of your salaries.
If your wife stays home, then you are working for her retirement.
If you have children then you, will be out of $250,000 by the time they turn 18 on average.
Money magazine ran an article, about a couple, who retired when they turned 50, because they didn't have children.
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