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Interesting read, seems it's not only me having terrible experience with banking..
Actually, where I am from it is the most expensive banking system in the whole EU, the banks make 54 pct. of their income just from misscelaneous fees.
I guess most of the money they make is from the broke majority stripping them off 2 USD for every ATM machine use or every bank transfer.
Hell some banks even charge you a fee if you DEPOSIT money!
I also had an old personal account I haven't used for like two years, so I haven't deposited anything for like 2 years, after some time the money dissapeared due to the "maintaince" fees, and I got into negative of about - 0,10 USD (ten cents).
What happened is they sent me a mail to an adress I don't live at, but where I have my permanent residency - the family house. They don't open my mail and I am there like once every one or two months now.. it was a regulary delivered letter stating if I don't fix the account ballance of - 0.10 USD within 7 days I am going to be put into a NATIONAL DEBTORS REGISTER or how would that be called if translated.
I opened the letter like a week after the term was gone, noone called, noone notified me, it was a regularly delivered letter - well now you can imagine what for an incredible hassle did it take to get me out of the national register for owing 0,10 USD for 14 days...
Idiots, I actually want to open me an account abroad, the best if a USD account, anyone have any experience opening a personal / business account as a foreign citizen?
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