Credit Unions.
Most did not get into the sub-prime loans, and are solid. So no worries. While all these "major banks" you refer to as the safest have been turning down loans, credit cards, and lending in general (as my business partner with his 40 properties, yacht, half mil house, and triple A+ credit if finding out) my credit union has approved for me 2 personal loans, 1 refinance of a vehicle, 1 brand new sea doo, and nice limit on a new credit card. So I closed all my others. On top of that, they approved me for a mortgage even higher than mortgage brokers were willing to give me.
In this supposed "credit crunch", I have yet to feel it .
