Quote:
Originally Posted by tony404
The funny thing Visa could give everyone a pin you have to use online to charge something. The pin would never be record it would just be the key to allow you to charge. Fraud and chargebacks would reduce greatly but I think since it makes them money and costs them nothing they are fine with the way it is.
Think about it how come your picture isnt on every credit card you own? If they cared that would be the case.
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They already have this in place for some banks. Some of my old credit cards had it, and my current one's do as well. I suppose, from what I can tell, it depends on the bank.
I consolidated, and closed cards a year or so back. But some already had you do that PIN step for purchase. If memory serves, I wanna say it was mainly on my MC cards. But I think my WAMU was a VISA.
