I think I did once a long time ago, maybe with the first one we got. I do think about it, but feel like my time would be better spent blogging or podcasting about cb's in general to educate them about how those effect small business owners. Lately I do feel like people are having money problems and are just desperate, especially when I've seen a couple of people who are getting refunds & doing chargebacks who've been long-time members. Either they really weren't aware they had an active subscription or they are just financially fucked.
In general I just feel like it's better to use my time making new sales or content instead of worrying about the rare chargeback or calls-to-ccbill (instead of emailing us) for-refunds. They have to already know they're being assholes.
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