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Damn Right I Kiss Ass!
Industry Role:
Join Date: Dec 2003
Location: Cowtown, USA
Posts: 32,409
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Verbatim... My Chase credit card privacy info:
Quote:
Q. What information do you have about me?
A. To provide services and to help meet your needs, we collect information about you from various sources.
* We get information from your requests for our products or services. One example is income on loan applications.
* We get information about your transactions with us and with others. For example, we have your account balance information.
* We get information, such as your credit history, from credit bureaus.
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So right there they have WAY more info on my than Epassporte does.
And who do they share it with? Everybody!
Quote:
Q. Is information about me shared within your family of companies?
A. Yes. We may share information about you within our family as required or permitted by law. This helps us to offer you financial products and services, such as loans, deposits, investments, credit cards and insurance.
Q. Is information about me shared with service providers and financial companies outside your family of companies?
A. Yes, as permitted by law. We may share information about you with outside companies that work for us. These may include firms that assist in marketing our products. We may also share information about you with outside financial companies that have joint marketing agreements with us. These arrangements give you the opportunity to receive additional products or services.
Q. Is information about me shared with non-financial companies outside your family of companies?
A. Yes. We may share information about you with companies outside of our family as permitted by law, including retailers, auto dealers, auto makers, direct marketers, membership clubs and publishers.
Q. Is information about me shared in any other ways?
A. Yes. We may also share information about you in other ways, as required or permitted by law. Here are some examples of ways that we share information.
* To protect against fraud.
* To respond to a subpoena.
* To service your account.
* To report to a credit bureau.
* With your consent.
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And what choices do I have to stop it? Just about the same as Epassporte...
Quote:
Q. What choices do I have about information sharing and use?
A. We offer you the following three choices about sharing information that identifies you:
Choice #1. Third party sharing: You may tell us not to share information about you with non-financial companies outside of our family of companies. Even if you do tell us not to share, we may do so as required or permitted by law. Also if you have authorized us to share information in connection with a particular product or service, we will continue to share information about you in connection with that product or service. For example, you might have a credit card with one of our airline, retail or university partners that offers rewards programs.
and
Choice #2. Affiliate sharing: You may tell us not to share the following information about you within our family of companies:
* Information from your applications to be used to determine your eligibility, such as your income.
* Information from consumer credit reports, such as your credit history.
* Information from sources used to verify information you provide us, such as outstanding loans or employment history.
Even if you do tell us not to share, we may share other types of information within our family. For example, we may share name and address, information about transactions or balances with us, as well as survey results.
and
Choice #3. Affiliate marketing. You may tell us to limit our family of companies, such as our credit card, auto finance and securities affiliates, from marketing their products and services to you if you do not have an account or business relationship with them. These marketing offers are based on your personal information that our affiliate receives from another Chase company; this information includes your income, your account history with us and your credit history with us. Your choice to limit these marketing offers will apply for five years from when you tell us your choice. After five years, you will receive a renewal notice from us that will allow you to continue to limit our affiliate marketing. If you choose to limit affiliate marketing, your choice may not be effective until October 1, 2008.
Q. How do I tell you about my privacy choices?
A. You may contact us by:
* Calling us toll-free at 1-888-868-8618, or
* For hearing impaired assistance, dialing 7-1-1,then 1-888-868-8618 and wait for operator assistance, or
* Writing us at P. O. Box 260177, Baton Rouge, LA 70826-0177
* Submitting them online
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Go and check the privacy policies of your banks, credit cards, store cards, gas cards... They all do the same shit. |