All the peeps doing that might be in for a big surprise.
They are actually creating fake financial instruments when they do a online
check and being that it's on the internet it's probably wire fraud also.
http://en.wikipedia.org/wiki/Wire_fraud
Quote:
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Whoever, having devised or intending to devise any scheme or artifice to defraud, or for obtaining money or property by means of false or fraudulent pretenses, representations, or promises, transmits or causes to be transmitted by means of wire, radio, or television communication in interstate or foreign commerce, any writings, signs, signals, pictures, or sounds for the purpose of executing such scheme or artifice, shall be fined under this title or imprisoned not more than 20 years, or both. If the violation affects a financial institution, such person shall be fined not more than $1,000,000 or imprisoned not more than 30 years, or both.
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That's a high price to download a few hours of video.
People are fooled by the ease of filling out the form, so they don't think it's a big
offense. But ask that same person to go to the police station and fill out one of
those easy police forms with bullshit and I bet they all of a sudden realize it's a dumb idea.